My three tips to limit the impact of bank IT crashes
- Set up Direct Debits for your bills so even if you can’t get into online banking any regular payments should still be made
- Consider switching bank to one which has a physical branch you can visit if you need to. This has been made a lot harder with so many shutting their doors.
- Open up a second bank account at a different bank and keep some money there. This way you’ll at least be able to access some cash in the event of an IT failure.