Three steps to take, whatever bank you’re with

My three tips to limit the impact of bank IT crashes

  1. Set up Direct Debits for your bills so even if you can’t get into online banking any regular payments should still be made
  2. Consider switching bank to one which has a physical branch you can visit if you need to. This has been made a lot harder with so many shutting their doors.
  3. Open up a second bank account at a different bank and keep some money there. This way you’ll at least be able to access some cash in the event of an IT failure.